Performance Checking

performance checking

Performance Checking

Earn up to $700 annually with our Performance Checking account. That’s Share Certificate earnings, but you keep access to your funds.

Features

  • Earn 3.50% APY* on balances up to $20,000
  • No monthly maintenance fee
  • No minimum balance
  • Insured by the NCUA up to $250,000 per depositor for all accounts
  • Free Online Banking, mobile banking and Bill Pay
  • Free management tool with Savvy Money to help you track spending and improve saving habits

Monthly Requirements

12 or more debit card purchases and spending of $100 or more

1 Online Banking or mobile banking login

1 direct deposit

Receive electronic statements

*APY – Annual Percentage Yield

Performance Checking Rate

Effective: 3/24/2020
Checking Account
Rate
APY*
Performance Checking Account
3.50%
3.50%
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Our Performance Checking account is everything you want in a great checking account – and more! It’s an interest-bearing checking account that pays monthly dividends, with no minimum balance and no monthly maintenance fee.*

Frequently Asked Questions About Checking

The process is simple – you can convert and keep all your existing checking account products! All you have to do is give us a call at 202.808.3600 or 888.626.9845. You can also fill out a Contact Us form and we will contact you during our business hours. 

  • High-­dividend on balances up to $20,000
  • Free Online and Mobile Banking
  • Free Online and Mobile Bill Pay
  • Free Finance Works Financial Management Tool
  • Free online Debit Rewards
  • Make 12 debit card purchases. Transactions must post before the end of the month.
  • Receive your monthly account statement electronically.
  • Set up a direct deposit.
  • Login to mobile/online banking at least once during the month.

Your checking account is still free but you will not be paid dividends. You will be able to start over the next month to earn benefits.

Explore Our Calculators

Use our calculators to see just how much you need to save – and for how long – so you can better plan for a sound financial future.