Department of Commerce - Federal Credit Union

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Auto loan and Refi options

Ready for your new ride?
  • Competitive rates for new, used, refi vehicles
  • Flexible terms to fit your budget
  • Member savings
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Make Your Home Goals a Reality

Discover a 20% credit at closing
  • Explore mortgage options that fit your needs
  • Get personal guidance throughout the homebuying process
  • Eligible members can receive a 20% commission rebate*
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Supercharge Your Money

Upgrade Your Checking & Savings
  • Earn more with qualifying Advantage Accounts
  • Enjoy benefits built around your financial goals
  • More benefits like ATM fee reimbursements up to $25 per month when you qualify

SHARE CertificateS as high as

2.08% APY*

Checking as high as

5.00% APY*

Auto Loans as low as

5.24% APR*

Credit Cards as low as

17.99% APR*

How Can we help you?

Whether you’re saving or spending, we’ll help you do it wisely.

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CHECKING

Checking that earns interest and so much more – with no minimums or service fees.

CHECKING

Checking that earns interest and so much more – with no minimums or service fees.

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Savings

Savings options that help you meet your goals.

Savings

Find an option that fits your goals.

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AUTO LOANS

Drive a hard bargain with competitive auto loan rates and online approval.

AUTO LOANS

Drive a hard bargain with competitive auto loan rates and online approval.

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CREDIT CARDS

Low rates and no annual fees help you save more as you spend.

CREDIT CARDS

Low rates and no annual fees help you save more as you spend.

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Get More From Your Money

A better banking relationship starts with the right
advantages in your checking and savings accounts.

Your money should do more than sit in an account. With DOCFCU’s Advantage Series, you can earn more on your balances, get rewarded for everyday spending and enjoy benefits designed to make your money work harder.

Join DOCFCU and discover your advantages.

Testimonials

What our members have to say:

“We are now saving $135 a month by refinancing our car loan from another lender with DOCFCU.”
MEMBER
“We are now finishing our plans for that Vacation we have always wanted to take – THANKS for the Vacation Loan SPECIAL!”
MEMBER

DOWNLOAD OUR APP

Online Banking Made Convenient for You

Manage all your DOCFCU accounts in one convenient place – and from wherever you can access the Internet. Take advantage of time and money-saving services like Bill Pay, Remote Deposit, E-Statements, TurboTax®, Money Management powered by Quicken® and more.

Available On:

Member News

October 2026

October 2026

MEMBER NEWS October 2026 October is National Financial Planning and Cybersecurity Awareness Month Protect today. Plan ahead. Feel confident about what’s next. October is…
September 2026

September 2026

MEMBER NEWS SEPTEMBER 2026 Our Commitment to the Communities We Serve At DOCFCU, community engagement is more than something we talk about – it’s…
August 2026

August 2026

Dear Valued Member, August is full of so many opportunities to reset and prepare for what’s ahead. From back-to-school shopping and late summer travel…