Wire Transfers
Wire Transfer Services
We offer secure and efficient wire transfer services to help you move funds domestically and internationally.
Incoming Wires
Required information when receiving a Wire Transfer
To receive a wire to your account, provide the sender with the following information:
- Institution Name: Department of Commerce Federal Credit Union
- Institution Address: 1401 Constitution Ave NW, Washington, DC 20230
- ABA Routing Number: 254074439
- Final Credit: Your name as it appears on your DOCFCU account
- Member Account Number: Full 13-digit Account Number
- Address: Your address as it appears on your DOCFCU account
- Phone Number: Your phone number as it appears on your DOCFCU account
Outgoing Wires
Required information when requesting Wire Transfers
When requesting a wire transfer, please provide the following information:
- Your DOCFCU Account Details:
- Account number
- Account type (e.g., checking, savings)
- Recipient/Creditor Bank Information:
- Bank name and address
- Routing number (for domestic wires) or SWIFT code (for international wires)
- Recipient/Credit Account Information:
- Account holder’s name and address
- Account number
Ensure all information is accurate to prevent delays or issues with the transfer.
Frequently Asked Questions
To initiate a wire transfer, please use one of the following methods:
- Online Banking: Log into your Online Banking > Secure Forms > Wire Transfer Form
- In Person: Visit our Main Branch in DC or our Silver Spring, MD branch or any shared branch location near you.
Processing Times
- Domestic Wire Transfers: Typically processed within the same business day if initiated before the cutoff time – 3 PM ET.
- International Wire Transfers: May take several business days, depending on the destination country and intermediary banks involved.
Yes, to protect your funds, DOCFCU will require additional verification steps, especially for large transactions or first-time wire transfers.
Yes, there is a fee for wire transfers: $25 for domestic and $50 for international. However, Gold members receive one free domestic or international wire transfer per month, and Silver members get one free domestic wire transfer per month. For details on additional benefits, please refer to the latest Relationship Rewards table.
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