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Department of Commerce Federal Credit Union logo
Department of Commerce Federal Credit Union logo

Department of Commerce Federal Credit Union is now open to all U.S. citizens and resident aliens.

Become a Member

Department of Commerce - Federal Credit Union

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Start Your Year Off Right...

EARN Extra CASH, up to $700*

  • Above Share Certificate Earnings
  • Instant Access to your Money
  • Insured up to $250,000
Switch to PERFORMANCE CHECKING Today >
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Get the Cash You Need...
Home Sweet HOME EQUITY!
  • New Year Expenses or Any Reason
  • No Closing Costs* Lines of Credit
  • Fixed-Rate Equity Loans
  • and, Mortgages/Refi's nationwide
    • Learn More, easily APPLY online >
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    Relationship REWARD$

    Get REWARD for BANKING!

    • Earn Points for FREE BENEFITS
    • Earn Higher Rates on CDs
    • Lower Rates on Loans
    Learn how to EARN REWARDS >
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    2025 - Boost Your SAVINGS VIBE!

    Three Easy Ways to SAVE

    • Consolidate Loans & Debt
    • Transfer Credit Card Balances
    • Refinance Vehicle Loans
    SAVE BIG with Credit Cards & Loans for LESS!

    SHARE CertificateS as high as

    2.94% APY*

    Checking as high as

    3.50% APY

    Auto Loans as low as

    5.60% APR*

    Credit Cards as low as

    10.99% APR*

    our services

    Whether you’re saving or spending, we’ll help you do it wisely.

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    Share Certificates

    Find some of the best rates on share certificates right here.

    CDs

    Find some of the best rates on certificates of deposits right here.

    Learn More
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    CHECKING

    Checking that earns interest and so much more – with no minimums or service fees.

    CHECKING

    Checking that earns interest and so much more – with no minimums or service fees.

    Learn More
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    AUTO LOANS

    Drive a hard bargain with competitive auto loan rates and online approval.

    AUTO LOANS

    Drive a hard bargain with competitive auto loan rates and online approval.

    Learn More
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    CREDIT CARDS

    Low rates and no annual fees help you save more as you spend.

    CREDIT CARDS

    Low rates and no annual fees help you save more as you spend.

    Learn More

    The products and services that can help you live well, below your means.

    Earn a guaranteed rate of return on your savings with DOCFCU share certificates . With terms that range from 6 months to 5 years, and minimum deposits as low as $500, you can choose what fits best for your needs and budget. Click here to learn more about Share Certificates.

    Testimonials

    What our members have to say:

    We needed a quick auto loan and as always DOCFCU immediately responded with an incredible rate – DOCFCU has always there when we need them!”
    MEMBER
    "I consolidated my credit cards with DOCFCU and now saving $160 a month in lower payments!"
    MEMBER
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    DOWNLOAD OUR APP

    Get the DOCFCU Mobile App Now

    Manage all your DOCFCU accounts in one convenient place – and from wherever you can access the Internet. Take advantage of time and money-saving services like Bill Pay, Remote Deposit, E-Statements, TurboTax®, Money Management powered by Quicken® and more.

    Available On:

    Apple Store
    Apple Store
    Google Play
    Google Play

    Member News

    Read the monthly DOCFCU eNewsletter

    January 2025

    January 2025

    Start the New Year with Smart Financial Choices As we welcome 2025, there’s no better time to set yourself up for financial success —…
    December 2024

    December 2024

    Season’s Greetings from DOCFCU! The holidays are here, bringing the magic of lights, laughter, and time spent with family and friends. It’s a time…
    November 2024

    November 2024

    As Thanksgiving approaches DOCFCU would like to take a moment to express our heartfelt gratitude for your support throughout 2024. This season reminds us…

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